Secure Your Secondary Home Quickly with AHL Hard Money Network

Purchasing a secondary home in Florida can be an exciting investment, but traditional lenders often create roadblocks with long underwriting times, strict credit requirements, and endless paperwork. If you’re facing delays, an expiring purchase contract, or simply want to avoid the hassle of dealing with banks, AHL Hard Money Network offers a fast and flexible solution.

Why Choose AHL Hard Money Network for Your Secondary Home Purchase?

All Credit Types Accepted – Whether your credit is less than perfect or you’ve faced financial challenges in the past, we can help.
No Bank Hassles – Avoid the red tape of traditional mortgage lending.
Close Fast – Secure your property in as little as 12 to 14 days.
Private Money Loans Up to 60-65% LTV – Our investor-backed loans provide higher loan-to-value ratios for qualified borrowers.
Lite Documentation – No excessive paperwork, just the essentials.

When Time is Critical, We Deliver

In the competitive Florida real estate market, time is often of the essence. If your purchase transaction has hit a roadblock or your contract is set to expire, AHL Hard Money Network can step in to help secure funding before it’s too late. Our underwriters work efficiently to approve loans for borrowers who have a strong down payment and need a rapid closing process.

Who Qualifies for Our Secondary Home Purchase Program?

We are seeking quality, pride-of-ownership homes and borrowers who:

Have at least a 35-40% down payment
Need to close quickly
Want to avoid long underwriting times
Prefer a straightforward, hassle-free loan process

Unlike traditional mortgage lenders, we do not require a minimum credit score and offer flexible underwriting that makes sense for your situation.

What You Need to Apply

To ensure a smooth and quick approval process, borrowers should have:

A recent appraisal
Verified income documentation
A signed purchase contract
A completed home inspection

Serving Homebuyers Throughout Florida

AHL Hard Money Network provides secondary home purchase loans statewide, including:

Orlando
Miami
Sarasota
Tampa
Ocala
Ft. Myers
West Palm Beach

Our hard money investors are ready to put your purchase deal together and help you secure the home you desire.

Act Fast – Close in 12-14 Days!

Traditional lenders can take 90-120 days to close a loan, putting your purchase at risk. With AHL Hard Money Network, you don’t have to worry about delays, excessive paperwork, or bank denials. If you have a strong down payment and need to close quickly, we are here to help.

Give yourself peace of mind and let AHL Hard Money Network secure your secondary home purchase today! Contact us today to get started.

Mobile Home Refinance and Equity Loans in Florida

Mobile home refinance and equity loans in Florida for bad credit is a big dream. What is a mobile home and land loan in Florida? A mobile home or manufactured home and land you need to own a doublewide, no in a mobile home park, and your mobile home needs to have titles, on a foundation and be over a 1999 year, and have your own land. If you don't own the land. Our company can't help you So sorry. Use the equity in your free and clear, zero mortgage, paid off manufactured home and land to get the cash out you need just based on the equity, not Credit. Our private investors will put a 1st mortgage loan on the equity of your mobile home and land bad credit request.

We have closed thousands of mobile home and land loans over 40 years. Our underwriters specialize in designing mortgage loans for borrowers who need people who can speak their language. In fact, most of the loans we work on are mobile home and land loans.

How Do You Get a Mobile Home and Land Bad Credit or Hard Money Loan?

The first thing you do is to call one of our specialized expert loan officers and underwriters. They will interface with our private investors. Our investors love to do mobile home and land equity loans and refinances.
Our private investor will come to you home to inspect the property condition pride of ownership is very important.
Once you pass the inspection, you will submit application, income documentation.
We will order you title and appraisal. You must have clear title no leins or judgments on your title.
Once the title comes back you will be given a clear to close and review your cd.
A closing day will be set. Then a mobile closer will come to your home to close your deal. You will get your cash 3 days later. Simple, easy, fast.

Reasons People Want to Get a Hard Money Mobile Home and Land Refinance

They lost their job and need to pull out extra cash to leave.
They need to do home improvement
They need to do a debt consolidation loan to pay off credit cards.
They want to purchase a car or truck
They want to have cash reserves in their savings accounts.
They want to use the money to purchase land around their home.
There is so many reasons why. Our underwriters honestly don't mind what the cash is for.

How Long Does It Take to Get a Florida Hard Private Money Hard Mobile Home Refinance?

It can take as little as 5 days to 14 days assuming you turn in all your paperwork, your appraisal is fine, and your title comes back free and clear.

We would enjoy helping any Florida homeowner who owns a manufactured home or mobile home double-wide or triple-wide. If you have tried your bank, been turned down by your credit union. If you want to pull equity out of your mobile home and land. Give us a chance to speak with you and you will see what we make is so fast, simple and easy to get your refinance done. Our investors and private money lender underwriters have hundreds of years of experience to help you.

Hard Money Loans for Your Florida Investment and Rental Properties

Florida’s real estate market is booming, making it an attractive destination for property investors and rental property owners. Whether you’re looking to purchase a fix-and-flip property, expand your rental portfolio, or secure short-term financing, AHL Hard Money Network offers hard money loans designed to help you achieve your investment goals quickly and efficiently.

What is a Hard Money Loan?

A hard money loan is a short-term, asset-based loan primarily used by real estate investors. Unlike traditional loans that rely heavily on credit scores and extensive financial documentation, hard money loans focus on the property’s value, making them an excellent option for those looking for fast and flexible financing solutions.

Why Choose AHL Hard Money Network for Your Florida Investment Properties?

Traditional lenders often impose strict requirements that can slow down real estate transactions. AHL Hard Money Network provides an alternative solution with numerous benefits:

Fast Funding – Get access to capital in a matter of days, allowing you to close deals quickly.
Less Stringent Qualifications – We focus on the property’s value rather than personal credit history.
Flexible Terms – Tailored loan structures, including interest-only payments and short-term financing options.
Higher Approval Rates – Secure financing even if banks have turned you down.
Ideal for Fix-and-Flip Projects – Perfect for investors looking to renovate and resell properties for profit.

How to Use Hard Money Loans for Florida Real Estate Investments

Hard money loans can be used in various real estate investment strategies, including:

Fix-and-Flip Investments – Purchase distressed properties, renovate them, and sell them for profit.
Rental Property Acquisitions – Expand your rental portfolio with fast, hassle-free funding.
Bridge Loans – Short-term financing solutions that help bridge the gap between transactions.
Construction Loans – Finance new construction projects without waiting for lengthy bank approvals.
Auction Purchases – Quickly secure funding for properties bought at auctions.

The AHL Hard Money Network Advantage

AHL Hard Money Network specializes in Florida real estate investments, offering competitive rates, quick approvals, and personalized service. Our team understands the local market and works with investors to create customized loan solutions that fit their needs.

Get Started Today

If you’re ready to secure a hard money loan for your Florida investment or rental property, AHL Hard Money Network is here to help. Contact us today to discuss your financing options and take the next step in growing your real estate portfolio.

Self-Employed? Don't Let Your Dreams Be Derailed by Traditional Lending

self employed woman at desk looking at papers

Being your own boss comes with a lot of freedom and flexibility. But when it comes to securing a home loan in Florida, traditional lenders can throw a wrench in your plans. Their rigid income verification processes often overlook the realities of self-employment, leading to frustrating rejections.

Here at AHL Hard Money Network, we understand the unique challenges self-employed individuals face when it comes to financing a home. That's why we offer a faster and more flexible alternative: equity-based hard money and private money loans.

Why Traditional Lenders Struggle with Self-Employed Borrowers

Traditional lenders rely heavily on W-2s and paystubs to verify income. This system works well for salaried employees with consistent paychecks, but it fails to capture the full picture for self-employed individuals.

Your income might fluctuate throughout the year, and you may reinvest profits back into your business, leading to lower reported income. This can make you appear less qualified for a traditional mortgage, even if you have a solid track record and significant equity in your desired property.

Unlocking Your Homeownership Dreams with AHL Hard Money Network

At AHL, we take a different approach. We focus on the equity in your free and clear property, rather than solely on your tax returns. We understand that the value of your property and your proven ability to manage your finances are strong indicators of your ability to repay a loan.

Benefits of Using AHL for Your Home Loan

Fast and Flexible Approvals: Our streamlined process allows us to close loans in a matter of weeks, not months.
Focus on Equity: We prioritize the value of your property, giving self-employed borrowers a fair shot.
Variety of Loan Options: Whether you're looking to purchase, refinance, or renovate, we have a loan program to fit your needs.
Free Matching Service: We connect you with a network of experienced investors who specialize in working with self-employed borrowers.

Take Control of Your Homeownership Journey

Don't let traditional lending roadblocks stand in the way of achieving your dream of homeownership. At AHL Hard Money Network, we offer a path specifically designed for self-employed individuals.

Ready to get started? Visit our website today and fill out our simple online form. A member of our experienced team will be happy to answer your questions and guide you through the process. You can also give us a call at 813-368-9919. We're here to help you turn your homeownership dreams into a reality.

Equity is Your Ally: How Hard Money Loans Utilize Home Value

When it comes to real estate endeavors, sometimes traditional financing falls short. Tight timelines, unique property types, or even less-than-perfect credit can make securing a loan from a bank an uphill battle. But fear not, homeowners! This is where hard money loans come in, and your home's equity can be your greatest ally.

Understanding Home Equity

Equity is essentially the portion of your home you truly own. It's calculated by subtracting your outstanding mortgage balance from your home's current market value. Let's say your home is appraised at $300,000 and you still owe $150,000 on your mortgage. In this scenario, your home equity would be $150,000 ($300,000 - $150,000).

Hard Money Loans and Equity: A Powerful Combination

Unlike traditional lenders who focus heavily on credit scores, hard money lenders from AHL Hard Money Network primarily consider the value of the property itself, also known as the loan-to-value (LTV) ratio. This means your built-up equity holds significant weight in securing a hard money loan.

Here's how it works:

Lower Barrier to Entry: Even if your credit score isn't pristine, substantial equity can offset that concern for hard money lenders. They're more interested in the property's potential to repay the loan than your credit history.
Faster Funding: Because hard money lenders focus on the asset itself, the underwriting process tends to be faster and more streamlined than traditional loans. This is crucial for time-sensitive real estate deals where quick action is essential.
Financing Flexibility: Hard money loans from AHL can be used for a wider range of purposes than traditional loans. Whether you're looking to rehab a fixer-upper, purchase an investment property, or consolidate debt, your home equity can unlock the capital you need.

Unlocking Your Potential

By leveraging your home equity with a hard money loan from AHL, you can turn your real estate aspirations into reality. Here are some scenarios where hard money loans shine:

Rehabbing a Property: Have you stumbled upon a diamond in the rough? Hard money can help you finance the renovations needed to transform that property into a profitable investment.
The Cash Buyer Advantage: In a competitive real estate market, being a cash buyer can give you a significant edge. A hard money loan can provide the funds to act quickly and secure the property you desire.
Bridge Financing: Perhaps you're selling your current home and need funds to secure a new property before the sale closes. A hard money loan can bridge the gap and ensure a smooth transition.

Equity is a powerful tool, and AHL Hard Money Network is here to help you use it to your advantage. Contact us today at 813-368-9919 to discuss your real estate goals and explore how a hard money loan can turn your home equity into the key to unlocking your financial potential.

Florida Hard Money Loan Refinance and Equity Loans

If you own land in Florida there are very few places that will do a Florida land loan, vacant lot, or commercial land deal. Many banks will not consider just raw land deals. We have Florida's largest portal and network of private and hard money investors who are actively looking for your free and clear land deals.

Types of Land Deals we are seeking to fund in Florida:

Lot Loans
Commercial Land
Waterfront Land
Agriculture Land
Land with Timber
Upscale community lot loans
Commercial construction land loans owned free and clear
Golf course
Mobile home parks where they own the land free and clear

How Much Will the Private Money Investor Approve Me?

The typical approvals for a land deal would be 50% to 60% of the appraised value of the land. You must have an appraisal done on all Florida Refinance land hard money loans. The loan is a hard money land loan. Terms and rates vary. No out-of-pocket expense.

Types of Florida Land Loans

Lot Loan

You own half an acre to one or two acres and it's free and clear zero mortgage and you have bad credit and you're looking to pull cash out of your real estate. Our investors will base the loan amount purely on the value of your lot. This would be 50% of the value of the lot. This can be anywhere in Florida. The more acres you have the better the loan offer. This is a simple fast closing, usually taking two less or less if your title is clear.

Waterfront Land

Florida has the largest concentration of waterfront land the panhandle, the west coast and the east coast. If you own Florida waterfront land and you're seeking to pull cash out of your waterfront land that is free and clear. Our hard money land investors will drive and look at your property and then make an offer on what they are interested in approving. The value of the property and demand is what the offer will be based on. Waterfront land today is getting an ultra-premium in Florida. So, chances are, your offer will exceed your expectations. If you own waterfront land in Sarasota, Hollywood, West Palm, Boca Raton, Naples, Ft. Myers, Panama City, or Destin, please call us we would like to hear from you.

Agriculture Land

If you own a nursery, and you're growing trees or plants, and you own 2 to 5 acres or more, no problem. We certainly can help you. If you own 25, to 50 acres of land in Florida and you are growing crops and it's free and clear. Yes, you can borrow up to 50% of the value of the land. If you own 100 acres to 200 acres free and clear of agriculture in Florida our investors can help you get the cash out for you in 21 days or less. Many oranges, strawberries, blueberries, timber, watermelon and sugar cane and other crops. It doesn't matter. our hard money land specialists will visit your property and do an evaluation to determine how much you can borrow, and this is free. They have hundreds of years of experience in agriculture land deals in Florida.

We get many borrowers who have a lot or two lots in an upscale community that is gated. The value might be $500,000 per lot to $1,000,000 per lot. This is not a problem. We will be able to get you 50% loan-to-value of the value of the property on your Florida gated community lot loan. You need a team of experienced land underwriters and private money investors, who will understand how special your property is. A bank can't offer the specialized service we can. You get the person who will be make the approval to drive to your home, sit down in your living room and talk to you face-to-face about your very special loan request. This makes a big difference when building special relationships that we have with our clients over many years, at least we think so.

Golf Course Loan

A golf course Florida land loan is just that a land loan. Most do not have a super nice clubhouse. If you do, we will consider that in the value. Many golf courses are 15, 20 25 30 acres. We will look at the specialized value, factoring in, the location, demand, homes in the area. Value of the land selling in smaller lot sizes. Care, time, effort, and specialized proposal will be put together it might take a week or more to get the offer. We ideally like the land to be free and clear or just a small mortgage. We cater to many golf courses in Florida. Florida has a large number of golf courses in the nation. You want to get yourself the best shot at getting the most value of your golf course refinance request. Please contact us.

Mobile Home Parks with Land Free and Clear

Florida has the largest concentration of mobile home parks in the country. Our hard money investors have closed many mobile home parks that have 10 slots, 20slots, up to 100slots. They have plumbing, electricity, paved roads, and the infrastructure is built up. Some nice ones have an office building, pool area, wash areas, and a nice clubhouse. We know all the special factors that must be evaluated to take into the account the Florida of your mobile home park refinance approval. It typically takes, one to two weeks to put the proposal together and then once you say yes, about another two weeks to get the refinance done.

Commercial Land Lands Used to Help Build the Structure

We get large requests for commercial land, 2 million, 4 million, up to 10 million in free and clear land. Then they are building the roads, and electricity, and need cash to help start the construction of the buildings, maybe apartments, retail space, or stand-alone business. We might set the loan on draws as each phase of the construction is set, our experienced team of hard money investors, have the knowledge, and construction experience, will meet with you and your partners and lay out the loan and draws they expect up to 60% of the value of the land more than 50 loan to value. Great terms and rates.

When you are seeking a Florida commercial land refinance to help get your project and building started, please consider us.

It typically takes two to three weeks to close your land deal. Larger deals will take up to 5 to six weeks. Once an offer is made our team will order title and appraisal on the deal. You will submit your income documents, get your application in, letters of explanation, and meet with the investors as needed. This is an easy, simple, process that we have done hundreds of times. You want to deal with a team of experienced, knowledgeable, who have done this over and over. We want to build trust and make the loan process easy and fast so you have peace of mind your funds will be there when you expect.

Guide to Getting a Florida Hard Money Land Loan Refinance

When you go to a bank and try to do a land refinance chances are they will not approve you. Land loans or a niche type of lending. Only a few lenders will do land loans. We want to give borrowers a guide to getting a land loan refinance in Florida. If you own any type of land and its free and clear 100% equity in the land we have a network or portal of private investors who can evaluate your land type, location of the land, value of the land and determine how much they will lend on your land request. Our investors take the long process of maybe 1 to 2 months and can close your land loan in as little at 14 days.

How do i refinance my land loan in Florida?

The quickest way to refinance your land loan in Florida is to call a hard or private money lenders. And give them the details of your land type. IS this a vacant lot your looking to build future house on, do you own rural acreage, do you own land on a farm, golf course, commercial land, or waterfront property. The value of the land of course depends on the location.? What did you pay for it, How long you have owned it.

How much can i borrow on my land loan?

Hard and private money investors will usually loan up to 50 to 55% of the value of. your land. The loan to values or way lower than any other type of real estate or if you had a home , or condo or mobile home on the land. Terms and condiition will vary depending on which lender you decide to go with.

Our underwriting team can handle any type of land deal as they have closed on 50 to 100 rural acres in Florida, to multiple residential lots next to one another in the city and did a blanket loan on several lots, we have commercial land loans in high dense population areas, and waterfront land loans or very popular in Florida as the whole state is surround by land.

What parts of Florida do you do land loan in?

The whole state of Florida, Tampa, Miami, Naples, Ft. Myers, Orlando, Panama City, Jacksonville, Sarasota, Clearwater, West Palm, The Keys.
Any where in Florida i hard money investors will be happy to look at and consider your land deals and make you and offer.

How much can i borrow on my land Loan?

You can borrow up to 50% to 55% of the value of the land. If your own waterfront property value at 1,000,000 you can borrower 500k, and if you own 200 acres of farm land valued at 1,000,000 is the same you would get 500k land and still have 50% equity in your land. If you own commercial land in downtown Miami, Orlando your land could be worth 1million to 10 million dollars. Many times we dont need a appraisal done saving you the borrower thousands of dollars.

How to i get a Florida Private Money Land Refinance?

You first call you hard or private money investor, they will take and application and get the basic information they need to give to the investors.
The Investor will contact you the borrow and set up and appointment to determine the value and inspect your land. They meeting they will take the information they gather on your property can call you back in a day or two to give you an approval and amount you can borrow. An application will be done, and income documents will have to be submit. They is a simple process and doesn't require many documents. Most times they will skip and appraisal, and title must be ordered. Once title comes back, you will review you loan documents and once you okay with the numbers a closing time will be set. You will show up at the closing and get your cash 3 days later. Each step of the way you special representative will be there to answer any questions, help you get the documents you need, and answer any questions. you may have about your loan and when it will close.

Our group of hard and private money land loan Florida investors have hundreds of years of experience to help you qualify and get the many you need. You can trust and rely on our experienced team of underwriters to make the process simple, easy, fast, no bank hassles and upfront fees or appraisal fees. We hope you now have a better guide and understanding to getting and qualifying for your Florida land loan refinance.

Hard Money Loans in Tampa

Are you interested in alternative finance options to pay for a home improvement project, settle several, or make major purchases, and live around Tampa?

AHL Hard Money Network can help you finally get financing after suffering rejection from traditional lenders. We offer a safe, sustainable, and viable way to leverage legitimate assets to borrow money. Here’s how it works and why it’s popular among our Tampa-based clientele.

What is a Hard Money Loan?

Hard money loans allow you to take advantage of private property equity to obtain a loan. The way this works is a private investor lends money, based on the value of your home (or other asset), by placing a first trust mortgage on it. How much you can borrow depends on the home value, but these tend to be shorter-term loans, ones you’d pay back within less than a year.

This does not require a credit score, background checks, or any of the usual red tape you’d experience with the banks. In fact, many self-employed Floridians take this approach when they can’t provide proof of income, but still need to borrow money.

How Does This Apply to the Market in Tampa?

Tampa can be a somewhat expensive place to live, start a business, or pay for a home renovation. That’s why AHL Hard Money Loans works with folks in this area, providing loans that span anywhere from $25,000 to $1,000,000.

The best part about this approach is that it can help you take advantage of the Tampa community’s rising property values. Appreciation rates have been as high as 20% in areas like Brandon, South Tampa, or Northdale. This means you may be sitting on a house, condo, or other real estate with much more equity than when you first purchased it.

So, if you’re facing significant financial trouble with back taxes, need to consolidate debt, or replace your car, now’s the best time to put your property value to work. We can steer you in the most lucrative direction with effective and comprehensible hard money loans.

Other Ways to Use a Hard Money Loan in Tampa

Prevent foreclosures.
Consolidate and simplify your debts.
Get cash out of investments.
Buy a new vacation property on the beach.
Resolve IRS liens.
Refinance after a difficult divorce settlement.
...and many other reasons.

So, if these sound like the issues you’re facing right now, then we hope you’ll partner with AHL Hard Money Network for reliable solutions. Our system is the best way to beat the headaches and hassles of going through banks and traditional lending groups. Call us anytime to learn more about hard money loans in Tampa at 813-368-9919.

Refinance Your Luxury Condo in Miami with Bad Credit or No Credit

The largest concentration of condos in the country is in Miami with and also the most expensive outside of New York City. Miami is a mecca and international hub for business and finance. Its also some to some incredible luxury condos lining the beach, with many amenities for their homeowners who have invested great money in their condos. What financing options do the condo owners have when the banks say no, or they get turned down, or have bad credit or no credit.

The homeowner/condo owner must utilize the equity they in their primary condo, or investment condo property. They have gone to the bank and credit union and been turned down for a refinance or home equity line of credit to use. Now they must leverage the equity in that beachfront condo to access the money they need. Our private investors will allow 65% loan to value, lets say you bought the condo free and clear for 1 million, you could get up to 650,000 assuming you can the income to pay the loan back, Maybe you own the condo free and clear and its worth 2,000,000 and you need 1 million to start a new business our investors will do a 50%. Many times as recently we have a condo owner who had a condo on and need to pay the back property taxes and often times the borrower had had lingering financial troubles and wasted to much time waiting on the banks. Missed several mortgage payments and now the luxury condo is in foreclosure.

When you need to borrow against your Miami Luxury condo with challenged credit, no credit, or bad credit you should do the following steps:

Apply online or call our investors and representatives who are always ready to help and solve your problem.
Get your income document ready.
Meet the investor at your home for a property Evaluation and inspection. Our investors like to meet the clients personally as they or loaning the money.
Sign your mortgage documents as you’re asked by the underwriters.
Wait to get your title and appraisal back.
Review your closing documents.

Our Investors like the condos in the Miami area because of the high values and low loan to values and keeps their risk low know that 90% of the borrowers will make their payments on time going forward because the loan to value so small. The we help customers who are good borrowers but just need a helping hand and we will look at your bank statements, leases, and alternative types of income documents where banks will be much tougher. And if you self-employed no problem our underwriters specialize in helping and making the loan work for self-employed borrowers making you loan process simple fast and easy.

Owners who would benefit from a Florida Luxury Hard or Private Money Refinance:

Someone with little or no credit or bad credit.
You had a recent bankruptcy.
A recent or past foreclosure.
Self Employed borrowers where you depreciate all your income in your company the banks will turn you down automatically.

How long does it take to close your Florida hard money condo loan?

It usually takes two to three weeks to do your underwriting, get your title and appraisal ordered. The underwriters will analyze your income and make sure all is in good standing and you will get your closing documents a few days before your closing to review them. We help hundreds of Miami condo homeowners, get the cash and funds they need to start a new business, purchase another business, use for investments, pay off the IRS, stop foreclosure or condo tax deed sale. Let us help you when you have been turned down by the banks or credit unions. Contact us today by calling 813-368-9919 or filling out the form on this page.

Hard Money & Debt Consolidation Loans: What to Know

One thing most consumers don’t get an education during their formative years is financing. Each year, millions of dollars are racked up in debt, and many people struggle to get them paid off in order just to get their heads above water. However, there is a way to obtain financial help via a hard money loan.

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