Mobile Home Refinance and Equity Loans in Florida

Mobile home refinance and equity loans in Florida for bad credit is a big dream. What is a mobile home and land loan in Florida? A mobile home or manufactured home and land you need to own a doublewide, no in a mobile home park, and your mobile home needs to have titles, on a foundation and be over a 1999 year, and have your own land. If you don't own the land. Our company can't help you So sorry. Use the equity in your free and clear, zero mortgage, paid off manufactured home and land to get the cash out you need just based on the equity, not Credit. Our private investors will put a 1st mortgage loan on the equity of your mobile home and land bad credit request.

We have closed thousands of mobile home and land loans over 40 years. Our underwriters specialize in designing mortgage loans for borrowers who need people who can speak their language. In fact, most of the loans we work on are mobile home and land loans.

How Do You Get a Mobile Home and Land Bad Credit or Hard Money Loan?

The first thing you do is to call one of our specialized expert loan officers and underwriters. They will interface with our private investors. Our investors love to do mobile home and land equity loans and refinances.
Our private investor will come to you home to inspect the property condition pride of ownership is very important.
Once you pass the inspection, you will submit application, income documentation.
We will order you title and appraisal. You must have clear title no leins or judgments on your title.
Once the title comes back you will be given a clear to close and review your cd.
A closing day will be set. Then a mobile closer will come to your home to close your deal. You will get your cash 3 days later. Simple, easy, fast.

Reasons People Want to Get a Hard Money Mobile Home and Land Refinance

They lost their job and need to pull out extra cash to leave.
They need to do home improvement
They need to do a debt consolidation loan to pay off credit cards.
They want to purchase a car or truck
They want to have cash reserves in their savings accounts.
They want to use the money to purchase land around their home.
There is so many reasons why. Our underwriters honestly don't mind what the cash is for.

How Long Does It Take to Get a Florida Hard Private Money Hard Mobile Home Refinance?

It can take as little as 5 days to 14 days assuming you turn in all your paperwork, your appraisal is fine, and your title comes back free and clear.

We would enjoy helping any Florida homeowner who owns a manufactured home or mobile home double-wide or triple-wide. If you have tried your bank, been turned down by your credit union. If you want to pull equity out of your mobile home and land. Give us a chance to speak with you and you will see what we make is so fast, simple and easy to get your refinance done. Our investors and private money lender underwriters have hundreds of years of experience to help you.

Unlock the Value of Your Land with AHL Hard Money Network’s Land Loans

Financing land in Florida can be a challenge, especially when traditional banks hesitate to lend on vacant lots or unique property types. That’s where AHL Hard Money Network steps in. We specialize in hard money land loans across Florida, offering a streamlined process to help landowners access the equity in their property. Whether you own a vacant lot, waterfront land, farmland, or even a golf course, our team connects you with investors ready to provide funding quickly and efficiently.

Why Choose AHL Hard Money Network for Land Loans?

Loan-to-Value (LTV) up to 50-55% – Our investors assess the land's value and determine your loan amount accordingly.
Quick Approval & Funding – Receive an answer within 24 hours and access funds in as little as 10 days.
Loans from $30K to $5 Million – Whether you need a small or large loan, we have investors with millions ready to lend.
No Bank Hassles – Avoid lengthy bank processes and strict requirements.
Statewide Coverage – Serving Orlando, Tampa, Miami, Sarasota, West Palm Beach, Naples, and beyond.

Types of Land Loans We Offer

Lot Loans

Own a vacant residential or commercial lot? We provide refinancing options for free and clear properties, regardless of location. Whether your lot is in a rural area, a subdivision, a luxury gated community, or a commercial zone, our underwriters make the process simple and fast—closing in two weeks or less.

Waterfront Land/Lot Loans

If you have beachfront or lakefront property and need to tap into its equity, our investors will assess its value and provide an answer within 24 hours. Whether your land is under an acre or spans up to 100 acres, our team tailors a loan to match your financial needs. Expect loan-to-value ratios of 50-55%, with a first mortgage lien placed on the property.

Golf Course Loans

With Florida boasting the highest number of golf courses in the U.S., AHL Hard Money Network treats golf courses as land loans, making refinancing easy. If you own a golf course and need liquidity, our team can assist you with a customized loan solution.

Farm & Agricultural Loans

Farms and agricultural properties often face difficulties securing financing through traditional banks. Our land loans provide up to 45% LTV on free and clear farmland, allowing owners to pull out cash in 10 days or less—no appraisal required.

Boat Slip Loans

Boat slips in Florida range from $50K to $1 million in value, and we offer specialized refinancing solutions to help you access cash quickly. Our experienced team streamlines the loan process for fast, hassle-free funding.

Downtown Land Loans

Expanding your business or developing valuable downtown land? We assist with navigating city codes and securing the necessary permits for refinancing. Whether in Miami, Tampa, Orlando, or another urban center, we provide expert guidance to streamline your loan process.

Get Started Today

Many banks avoid land loans due to the complexities of financing vacant or unique properties. At AHL Hard Money Network, we connect you with investors ready to fund your land loan in Florida. With fast approvals, quick closings, and an experienced team guiding you, you can unlock your land’s value in as little as 10 days.