We have tons of clients that come to us with overwhelming debt many times paying 3,000, 5,000 up to 10,000 a month in credit card debt paying 15 to 20 percent. They have tons of equity in their home, condo, and investment property but bad credit and can’t qualify for a bank loan.
Our hard and private money lenders can offer a short-term solution to this problem but helping Florida homeowners and borrowers to get a hard money or private money loan to pay off high-interest credit cards, high car payments, and consolidation everything into one payment. You can leverage the equity in your home and borrow and pay off all your bills and only have to make one monthly payment. At AHL Hard Money Network our private money investors can get you approved using the equity of your home. You don’t have to wait for 30, to 60 days like a bank to get your answer you can usually close in 10 to 14 days assuming your home title is clear of all liens and incumbrancers.
Many clients have paid off 5, 10 to 15 credit cards and slashed thousands if excessive monthly payments and fees to credit card companies. We can also show our homeowners how to take the extra cash they save monthly for instance if you save 2,000 a month that’s 24,000 a year and invest that money or pay off your mortgage early and knock years off your mortgage payment. Most of our clients save up to 2000 to 4,000 a month in excessive payments. Imagine how much money you can save just by paying the money in the bank or investing the money with a good financial planner. Saving this type of money is like giving yourself a pay raise. And an extra 2,000 a month is a nice pay rise I would say.
Sadly 60% to 70% percent of U.S homeowners carry large credit card balances and or pay high-interest rates to credit card companies. They or overwhelmed by debt that can’t seem to ever pay off.
Our goal is to help our clients improve their credit, provide a solid payoff strategy and have a specific game plan to never run up those credit cards or high-interest car payments again. A hard money or private money debt consolidation loan gives many Florida homeowners a solution to financial freedom and allows them to take control of their financial future again.
Our private money investors will allow homeowners to borrow up to 70% of the value of their home, and easy underwriting process, fast approvals, no bank hassles, quick answers, low stress , no long underwriting headaches, and they can use alternative income. Banks however must follow very strict guidelines and very little to make concessions or make sense underwriting for the homeowners. Our goal is to help the homeowner pay off all their bills, and the title company will provide a preminlary hud that will list all these bills before the closing, and the loan officer will review it with the homeowner to make sure all the bills they want to payoff or included. After the closing the title company will send checks to all the credit card companies and car payments, or finance companies the verify they have been received and paid off.
We guide and help the borrower through every step of the hard money debt consolidation loan process. As these bills or paid off and the high credit card balances or paid off the borrower after a few months should see 50 to 120 point jump in many cases in their cases allow them to get better loan rates in the future. A Florida debt consolidation loan can help homeowners use the loan as a tool to saving money, eliminating high interest credit cards , investing the extra money they save, paying their mortgage off early and taking control of their financial future again.
If you’re a Florida homeowner and feel like no bank or or mortgage companies have turned you down please give us a call. Our private investors have been very successful in helping hundreds of homeowners save thousands of dollars a month.