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Florida Hard Money Equity Refinance and Collateral Loan

Posted by Brent on January 7, 2025
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In the New Year, everyone is concerned about eliminating debt and cutting costs on high-interest credit cards. 2025 is a great time to evaluate your overall debt and income coming in. And one of the best ways to give yourself a pay raise is to pay off all your monthly bills and only have one payment.

What is a Hard Money Collateral Loan?

A hard money loan is a loan secured against your real estate such as your primary home, condo, secondary home, mobile home, and land or investment property. Our investors will put a 1st mortgage lien on your property and record it in property records. They will use the collateral in your Florida home as secured real estate to back the loan. It's not based on credit but on the equity in your home. That is what a Florida hard and collateral-based loan is.

You have gone to a Florida bank or credit union and they may have turned you down because of the following:

  1. Bad credit
  2. No credit
  3. You're self-employed
  4. No job
  5. Lack of income
  6. Liens or judgements
  7. Not willing to take the time to piece all your income together
  8. Recent bankruptcy, but you have the equity

Our hard money and collateral-based lenders will be more than happy to speak with you, inspect your property, and give you an evaluation on what that can lend based on the equity in your home.

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Why Do I Want a Hard or Collateral-Based Loan?

  1. It's lightning fast - 14 days, not 30 to 45 days like a bank
  2. Our underwriters will work with your income
  3. Recent Chapter 7, no problem
  4. Previous foreclosure, no problem
  5. Self-employed, no problem
  6. Use only the equity in your property collateral not the credit
  7. Easy, stress-free loan process with people who care

What Can I Do with the Money I Borrow on My Florida Hard Money or Collateral Loan?

  • You can use your money for debt consolidation
  • Pay off car and auto loans
  • Pay off tuition and finance loans
  • Home improvement
  • Use to start a business
  • Use for investments
  • Use for cash reserves

Whatever the reason you can use the cash out for whatever you need. Using a hard money or collateral-based equity loan. You will speak with one of our private investors, who will go directly to your home to inspect the property. Get to know your lender on a one-on-one basis.  We will order the title and appraisal and get you closed in about 14 days or less with a clear title. This is the easiest and stress-free cash-out hard money refinance in Florida. If you have been turned down and need cash out fast, for an emergency and time is important then give us a call today.

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To get started, CALL or TEXT 813-368-9919

or fill out this online form with your information. One of our team members will contact you shortly!
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We do not issue approvals. We are a marketing and lead portal. You will be contacted directly by our private investors. They will call you directly to determine the value and equity in your home and to help you throughout the approval process. Each inquiry is on a case by case basis. Thank you.

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