My Home is Paid Off in Florida and I Have Horrible or No Credit. What Can I Do?

Posted by Brent on October 2, 2020

You have a paid-off home here in Florida and you want to access the equity, but you have bad or no credit. The banks and conventional lenders turn you away because you can’t meet their strict underwriting guidelines. Is there anything you can do?

Yes, there is! Talk to us at AHL Hard Money Network about an equity-secured home loan. We have underwriting that makes sense, no need for credit checks, no expensive appraisals or upfront fees, and you can get your money in a matter of days once you are approved. It really is that easy.

Our investors secure their loans with the accumulated equity in your home. If your home mortgage is paid off and you have no liens against it, we can often get you money in just a few days. Our program may be your only option if you:

  • Have no credit or bad credit
  • Have a foreclosure or bankruptcy on your record
  • You owe child support
  • You are self-employed
  • You have an IRS lien
  • You have already been turned down by conventional banks or lenders

AHL Hard Money Network will review the equity position you have in your home, look at some simple financial information, and give you an answer quickly and efficiently. You can receive your money in just a few days! No complicated paperwork, endless underwriting, expensive appraisals, or upfront fees. Our investors will typically offer you up to 55% of the accumulated equity in your home. 

Once you have the money, you can buy a vacation property, pay off high-rate credit cards, repair or renovate your home, build a needed addition, or get rid of a high-rate mortgage on another property. The money is yours to use as you see fit.

For more information on AHL Hard Money Network’s home equity loan program please call or text 813-516-5210. Don’t sit around waiting for a bank approval that may never come — contact us today!

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To get started, fill out this online form with your information. One of our team members will contact you shortly!
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We do not issue approvals. We are a marketing and lead portal. You will be contacted directly by our private investors. They will call you directly to determine the value and equity in your home and to help you throughout the approval process. Each inquiry is on a case by case basis. Thank you.
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