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Land Loan

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At AHL Hard Money Network, we specialize in a wide range of hard money land loans throughout Florida. We offer loan-to-value (LTV) ratios of up to 50–55%, and our loan amounts range from $30,000 to $5 million. In most cases, we require that the land is owned free and clear, with no existing liens, so our investors can accurately determine the loan amount.

Lot Loans

If you own vacant residential or commercial land—whether in a rural area, a subdivision, a luxury gated community, or a commercial district—we can help you refinance your property. Our process is quick, simple, and stress-free, with typical funding completed in two weeks or less, provided the lot is free and clear.

Waterfront Land / Lot Loans

Do you have beachfront or lakefront property in Florida? We help landowners tap into their equity by offering hard money waterfront land refinancing. Whether the lot is under an acre or over 100 acres, our experienced underwriters will evaluate your property and provide a response within 24 hours. You can typically access 50–55% of the property’s value, with a first mortgage lien placed at closing.

Golf Course Land Loans

Florida has more golf courses than any other state—and if you own one, we treat it as a land loan. We can help you access the equity in your golf course property quickly and easily. Contact our expert team today for golf course land loan refinancing.

Agricultural & Farmland Loans

We also provide hard money loans for farmland and agricultural land across Florida. With LTVs up to 45%, you can often access funds within 10 days, assuming the land is free and clear. No bank hassles and no appraisal required.

Boat Slip Loans

If you own a boat slip in Florida, we offer hard money refinancing options for values ranging from $50,000 to $1 million. Our specialized team will work with you to secure fast funding with an easy and streamlined process.

Downtown Land Loans

Whether you’re expanding your business or own valuable downtown property, we can help you navigate city codes, permitting, and regulations. Our team is experienced in securing refinancing for urban land, including complex downtown and city plots.

Why Choose AHL Hard Money Network?

Many banks are reluctant to finance land loans, but we are not. AHL Hard Money Network connects you with a network of private investors ready to fund your land loan quickly. Whether you're in Orlando, Tampa, Miami, Fort Myers, Sarasota, West Palm Beach, or Naples, we can help you pull cash out of your property in as little as 10 days.

Our trusted and experienced professionals will guide you through every step of the Florida land loan process, making it as quick, easy, and stress-free as possible. Contact us today to get started!

Free Consultation

To get started, CALL or TEXT 813-368-9919

or fill out this online form with your information. One of our team members will contact you shortly!
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What We Offer

Hard Money Network is provided by investors who offer equity loans for free and clear properties in Florida. We at AHL Hard Money Network are a lead and marketing company that connects borrowers with hard and private money investors and we provide educational resources on hard money for potential borrowers.

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We do not issue approvals. We are a marketing and lead portal. You will be contacted directly by our private investors. They will call you directly to determine the value and equity in your home and to help you throughout the approval process. Each inquiry is on a case by case basis. Thank you.

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